Job Title: Head of Credit Underwriting & Portfolio Management

Location: Manchester 

Salary: Excellent Salary & Benefits

About the Company:

This is a hybrid role to lead the Credit & Underwriting and Portfolio Management functions within the Specialist Finance Team, to provide oversight of the underwriting of all deals and management of a portfolio of clients.

Job Description:

The key requirements for the role are…

  • To underwrite and manage loan applications in line with Policies and Procedures and act as mentor to other Team Members of the Underwriting Team.
  • To lead the team responsible for mainstream underwriting of all deals, with due regard for Policy and regulation
  • To ensure systems and processes for credit underwriting and monitoring of MI are fit for purpose
  • To proactively manage a portfolio of clients by overseeing development drawdowns, renewals, expiries and redemption of loans and maintain systems and controls to monitor performance of the loan book

Skills and experience needed (essential or preferred):

  • Proven background in Banking with particular emphasis on Credit, Securities and Banking Law.
  • Extensive practical experience of Credit Underwriting and Loans Administration from within both a Commercial Banking environment and Specialist Finance environment
  • Previous experience of Line Management responsibilities
  • Excellent planning & organisational skills
  • Ability to work to tight deadlines when required and experience of working in a dynamic team
  • Computer literate (good knowledge of MS Office suite – Excel, Word, PowerPoint)

For more information then please contact Melanie Phillips on 07538 919456 or by email on melanie@cfrecruitment.co.uk

Job Title: Private Banker

Location: London

Salary: Attractive Package Available for right candidate

About the Company:

An innovative and growing challenger bank who specialise in supporting SME business owners, property entrepreneurs and family businesses across the UK.

Their specialism lies predominantly in the property finance space, although they are currently implementing a new ABL offering. They have recruited a number of experts in this field to shape the products and take them to market.

Our client have worked hard to expand their UK reach and now have offices in London, Birmingham, Bristol, Manchester, Redhill and Edinburgh.

They are committed to exceptional customer service and prides themselves on the relationships they have built over the years. They have existed in their current format since 2018 but have been building the business since 1985.

Job Description:

In this role, you’ll be responsible for working closely with high net worth business owners to assist them with bespoke lending requirements. You will seek to understand their ambitions and provide the best possible solution for them. You’ll be highly analytical and be able to effectively analyse and interpret accounts and review balance sheets to assess affordability.

Skills and experience needed (essential or preferred):

  • Must have CEMAP qualification
  • Must have experience in a similar role working with and assisting HNW individuals
  • Have demonstrable lending experience
  • Possess the ability to interpret a set of accounts and review balance sheets
  • Be extremely customer-centric and strive to provide the best possible solutions

For more information then please contact Sophie Cooper on 07432 582 338 or by email on sophie@cfrecruitment.co.uk

Job Title: Relationship Manager

Location: Manchester City Centre

Salary: Up to £38,000

About the Company:

Private Commercial Bank

Job Description:

The Relationship Manager will be responsible for managing long term relationships with Key Business Introducers and direct clients in the Specialist Finance market. With exceptional customer service you will be responsible for managing and overseeing all aspects of origination and initial assessment of Specialist Finance loan enquires, focusing on managing existing relationships and supporting the addition of new relationships.

You will have a strong and demonstrable knowledge of real estate lending, preferably in the specialist finance market but not exclusively.

  • You will have a proven ability to provide an outstanding level of customer service to clients and key business introducers
  • You will be able to speak with confidence and knowledge about the Specialist Finance market, real estate market and products
  • You will have the ability to identify new business opportunities from within the existing introducer and client base as well as your wider professional network
  • Be able to assess, consider and explore a range of proposals from purchase bridges to construction projects, identify the key risks and mitigates of these proposals and present a succinct recommendation of the rationale for progressing a case

For more information then please contact Melanie Phillips on 07538 919456 or by email on melanie@cfrecruitment.co.uk