Job Title: Head of Credit Underwriting & Portfolio Management

Location: Manchester 

Salary: Excellent Salary & Benefits

About the Company:

This is a hybrid role to lead the Credit & Underwriting and Portfolio Management functions within the Specialist Finance Team, to provide oversight of the underwriting of all deals and management of a portfolio of clients.

Job Description:

The key requirements for the role are…

  • To underwrite and manage loan applications in line with Policies and Procedures and act as mentor to other Team Members of the Underwriting Team.
  • To lead the team responsible for mainstream underwriting of all deals, with due regard for Policy and regulation
  • To ensure systems and processes for credit underwriting and monitoring of MI are fit for purpose
  • To proactively manage a portfolio of clients by overseeing development drawdowns, renewals, expiries and redemption of loans and maintain systems and controls to monitor performance of the loan book

Skills and experience needed (essential or preferred):

  • Proven background in Banking with particular emphasis on Credit, Securities and Banking Law.
  • Extensive practical experience of Credit Underwriting and Loans Administration from within both a Commercial Banking environment and Specialist Finance environment
  • Previous experience of Line Management responsibilities
  • Excellent planning & organisational skills
  • Ability to work to tight deadlines when required and experience of working in a dynamic team
  • Computer literate (good knowledge of MS Office suite – Excel, Word, PowerPoint)

For more information then please contact Melanie Phillips on 07538 919456 or by email on melanie@cfrecruitment.co.uk

Job Title:Lead Customer Experience

Location: Central London

Salary: Up to £35,000 plus some benefits

About the Company:

Our client is a digital invoice factoring company bringing fairness to SME funding.  Started by experts from the invoice finance sector and digital specialists, the platform allows SMEs to get their invoices funded within minutes, levering data from Credit Reference Agencies, from Open Banking and from other sources.

Funding comes from investors, who can chose at what level of risk to invest.

SMEs come to the platform from our partnerships with UK corporates who introduce us to their suppliers:  for the SMEs to have a good experience is key therefore both for themselves but also for our corporate partners.

The platform therefore benefits all stakeholders: SME get their invoices paid swiftly and without having to pay high fees frequently associated with Alternative Finance, corporate partners protect their suppliers and investors have a new asset class in which to invest.

The business is launching in Summer 2021, and expects to grow swiftly on the back of already agreed partnerships.

If you want to join an exciting team changing the face of SME funding, with room to grow, and aren’t scared of creating your own structure, then we want to talk to you.

Job Description:

  • A key role in ensuring the success of the business.
  • Helping SMEs complete the online process, thereby both ensuring they, and the corporate partners, are happy with the performance of the platform.
  • Initially a player manager role.
  • After 3 months the opportunity to build a team, to around half a dozen in 2022, and more beyond.
  • The role will initially report into the CTO, but over time is expected to report into the CEO.
  • Team management, initially virtually but eventually F2F.

Skills and experience needed (essential or preferred):

  • The role requires both understanding of financial products and a high level of empathy.
  • You will likely have worked in customer service for 5+ years, and preferably already had some level of team management.
  • It is likely you will have worked in financial services, and given the company is FCA regulated you will be well versed in TCF and other key outcomes required by the regulator.
  • Versatile and resourceful as this company is a start-up you should be ready to roll your sleeves up, and may well need to lend a hand in areas not directly linked to your role: all hands on deck means all hands!

If you feel you have the prerequisite skills and experience, then we want to hear from you. Contact Tracy Fletcher on tracy@cfrecruitment.co.uk or ring her on 07852 150953

Job Title: Business Development Manager (Multiple Roles)

Location: Flexible

Salary: £50 – 70k depending on experience plus benefits

Description: We are looking for at least 2 business development professionals with experience of working within financial services to join a fast-paced new to market fintech. Ideally we are looking for individuals with a network and strong connections within healthcare or the education sector, either within a payments, card services or cash management arena.

For more information or to send applications then contact Tracy Fletcher on tracy@cfrecruitment.co.uk or ring her on 07852 150 953.

Job Title: Business Development/Relationship Manager – Full Time – Permanent – Multiple Roles

Location: Field based in the North (Newcastle/Middlesborough, Manchester, Leeds) with a requirement to visit the North East based Head Office when required

Salary: Up to £85k plus benefits package

About the Company:

Our client is a new to market Challenger Bank with a specialism in Development Finance, both Residential and Commercial. This is a rare opportunity to join a growing and innovative organisation, where you can add value and contribute to its strategic direction.

Job Description:

  • The role holder will be responsible for identifying new to bank clients who are wanting to borrowing up-to £5m on a single development. This will include deal structuring, credit application submission, onboarding as well as a hands-on approach to managing the scheme throughout it’s life cycle.

Skills and experience needed (essential or preferred):

  • We are looking for experienced Development Finance lenders with a track record in lending to SME developers and a strong professional introducer network.

For more information then please contact Sophie Cooper on 07432 582338 or by email on sophie@cfrecruitment.co.uk

Job Title: Head of Operations – Retail and Consumer Finance

Location: Preston, North West

Salary: £50,000 – £55,000 + Benefits + Bonus

Are you an expert in the Retail and Consumer Finance landscape?

Do you have an in-depth knowledge of all things compliance and risk?

Are you looking for a new role where you will be highly influential within an evolving business?

If so, we want to hear from you!

We are currently looking for a highly knowledgeable and experienced Operations professional to join our expanding and evolving client based in Preston. They are looking for somebody who has ample experience in the Retail and Consumer Finance landscape to oversee areas such as risk, compliance, legal, relationship management and loan processing.

The business is currently going through and exciting time of growth and evolution to achieve their vision. You will play an integral role in the delivery of this and influence the way these aims are delivered. You will act as a conduit between the Sales, Relationship Management and Development Department to ensure that all changes and improvements are delivered efficiently and quickly. Beyond this, you will be a key figure in BAU operations.

To be considered for this role, you must:

  • Have proven experience in the Retail and Consumer Finance landscape,
  • Be highly experienced in Operations Management within the financial services,
  • Have an in-depth knowledge of risk, compliance, and loan processing,
  • Possess exceptional communication skills and be confident to challenge ideas and express your own,
  • Be commercially savvy with an understanding of laws, rules, and regulations of the consumer finance market,
  • Be a collaborative and team-oriented worker.

If you feel you have the prerequisite skills and experience, then we want to hear from you. Contact Sophie Cooper on sophie@cfrecruitment.co.uk or ring her on 07432 582 338.

Job Title: Commercial Director

Location: North West but some remote working

Salary: £50 – 70k depending on experience plus benefits

Description: We are looking for a business developer with experience of working within financial services, to join a fast-paced new to market fintech. Ideally will have connections with many of the major banks and some of the challenger banks. Ideally will have worked in FX, payments and/or card services.

For more information or to send applications then contact Tracy Fletcher on tracy@cfrecruitment.co.uk or ring her on 07852 150 953.

Job Title: Credit Underwriter – Full Time – Permanent – Multiple Roles

Location: Field based in the North (Newcastle/Middlesborough, Manchester, Leeds) with a requirement to visit the North East based Head Office when required

Salary: Up to £70k plus benefits package

About the Company:

Our client is a new to market Challenger Bank with a specialism in Development Finance, both Residential and Commercial. This is a rare opportunity to join a growing and innovative organisation, where you can add value and contribute to its strategic direction.

Job Description:

  • The role holder will be providing underwriting support to a small team of BDMs in the Development Finance arena. Along with the responsibility of underwriting deals up-to £5m in a single scheme it’s likely that the successful candidate will provide a hands-on approach, working with the BD in structuring the deal and attending joint visits to the client

Skills and experience needed (essential or preferred):

  • We are looking for experienced underwriters in the development finance space as well as a demonstrable track record in lending in the wider commercial lending arena.

For more information then please contact Tracy Fletcher on 07852 150953 or by email on tracy@cfrecruitment.co.uk

Agricultural Relationship Manager for a Bank
Locations:  London & the South-East
Must have an Agricultural Background – Non-Banking profiles will be considered.
Full details will be discussed on application
Contact Alison Campbell on alison@cfrecruitment.co.uk

Job Title: Private Banker

Location: London

Salary: Attractive Package Available for right candidate

About the Company:

An innovative and growing challenger bank who specialise in supporting SME business owners, property entrepreneurs and family businesses across the UK.

Their specialism lies predominantly in the property finance space, although they are currently implementing a new ABL offering. They have recruited a number of experts in this field to shape the products and take them to market.

Our client have worked hard to expand their UK reach and now have offices in London, Birmingham, Bristol, Manchester, Redhill and Edinburgh.

They are committed to exceptional customer service and prides themselves on the relationships they have built over the years. They have existed in their current format since 2018 but have been building the business since 1985.

Job Description:

In this role, you’ll be responsible for working closely with high net worth business owners to assist them with bespoke lending requirements. You will seek to understand their ambitions and provide the best possible solution for them. You’ll be highly analytical and be able to effectively analyse and interpret accounts and review balance sheets to assess affordability.

Skills and experience needed (essential or preferred):

  • Must have CEMAP qualification
  • Must have experience in a similar role working with and assisting HNW individuals
  • Have demonstrable lending experience
  • Possess the ability to interpret a set of accounts and review balance sheets
  • Be extremely customer-centric and strive to provide the best possible solutions

For more information then please contact Sophie Cooper on 07432 582 338 or by email on sophie@cfrecruitment.co.uk

Job Title: Relationship Manager

Location: Manchester City Centre

Salary: Up to £38,000

About the Company:

Private Commercial Bank

Job Description:

The Relationship Manager will be responsible for managing long term relationships with Key Business Introducers and direct clients in the Specialist Finance market. With exceptional customer service you will be responsible for managing and overseeing all aspects of origination and initial assessment of Specialist Finance loan enquires, focusing on managing existing relationships and supporting the addition of new relationships.

You will have a strong and demonstrable knowledge of real estate lending, preferably in the specialist finance market but not exclusively.

  • You will have a proven ability to provide an outstanding level of customer service to clients and key business introducers
  • You will be able to speak with confidence and knowledge about the Specialist Finance market, real estate market and products
  • You will have the ability to identify new business opportunities from within the existing introducer and client base as well as your wider professional network
  • Be able to assess, consider and explore a range of proposals from purchase bridges to construction projects, identify the key risks and mitigates of these proposals and present a succinct recommendation of the rationale for progressing a case

For more information then please contact Melanie Phillips on 07538 919456 or by email on melanie@cfrecruitment.co.uk