Job Title:  Interim Head of Credit (12 months FTC)
Location:  London with some hybrid working arrangements
Salary:  Up to £65k
 
About the Company: 
 
A socially responsible bank of choice for people who want their money to make a difference. Their client acquisition strategy targets businesses and individuals who “put good before greed and people before profit.” They are proud of their ethos to provide products that meet a genuine need and lend responsibly. Their priority in business is to lend to charities, businesses and not-for-profits delivering positive social impact in the UK. 75% of their profits are gifted to charity, supporting people whose lives have been affected by emergencies, disasters, poverty and social inequality.
 
Job Description: 
 
The role holder will be responsible for overseeing the bank’s credit, including risk appetite, policies, procedures and internal controls. There will be a personal discretionary authority attached to the role to be used to make credit decisions as well as providing second line oversight for colleagues where appropriate. The role includes responsibility of the operation of the banks Credit Committee, as well as oversight and control of a number of other functions including credit related processes, risk appetite and credit and risk related training.
 
Skills and experience needed (essential or preferred): Our ideal candidate will have:
  • Minimum 7 years commercial lending credit underwriting experience
  • Excellent credit risk analysis skills as well as a good awareness of the broader risk categories such as operational, financial crime and conduct risk.
  • Thorough understanding of the credit cycles in relation to general business
  • A good understanding of debt recovery and realisation of security
  • Exposure to some of the following:  charities, not for profit, healthcare, social housing and faith-based organisations.

For more information or to send applications then contact Tracy Fletcher on tracy@cfrecruitment.co.uk or ring her on 07852 150 953.

Job Title: Business Development Manager 

Location: Various across the UK

Salary: Up to £70k depending plus benefits

About the Company:
Our client is a specialist invoice finance provider who is currently developing a supplier finance proposition, using market leading technology.
 
Job Description: 
We are looking for an experienced business developer to identify and onboard new supply chain finance clients, location flexible but must be prepared to travel to Manchester from time to time.
 
Skills and experience needed (essential or preferred): 
Our ideal candidate will be an experienced cashflow lender, used to operating in at least the mid-market arena, and comfortable dealing with CFO/CEOs. Key skills will include oral and written communication, balance sheet interpretation and the ability to present to an audience.

 

For more information or to send applications then contact Tracy Fletcher on tracy@cfrecruitment.co.uk or ring her on 07852 150 953.

Job Title: Relationship Executive

Location: Preston, Lancashire

Salary: £19,000 – £22,000

About the Company:

Our client is a fintech lending platform providing real estate construction loans. They are looking to recruit a bright and motivated Relationship Executive to join the team and become part of their growth story.

Job Description:

Working closely with the team you will provide day to day support to the Manager and Director and deliver excellent customer service, responding to queries promptly and efficiently.

You will be the first point of contact for your client building strong, long term relationships. You will answer questions and provide further advice and general business support for clients. You will work closely with the Director and progress in your career with a clear route available.

Skills and experience needed (essential or preferred):

  • Financial industry experience is desirable but not essential
  • Strong attention to detail
  • Excellent organisational and communication skills
  • A team-player with a positive, can-do attitude
  • Good working knowledge of all MS packages

If you feel you have the prerequisite skills and experience, then we want to hear from you. Contact Melanie Phillips on melanie@cfrecruitment.co.uk or ring her on 07538 919 456.

Job Title: Management Accountant

Location: Preston, Lancashire

Salary: £35,000 – £40,000

About the Company:

Our client is a fintech lending platform providing real estate construction loans are seeking a Qualified Management Accountant or Qualified by Experience Management Accountant to join the team.

Job Description:

This role will report to the Director to support the business to produce and present timely and accurate financial information.

This will be a varied role with duties to include: –

  • Preparation of monthly management accounts
  • Monthly reconciliation
  • Balance sheet maintenance and reconciliations
  • Finance and Treasury function for the business
  • Budgeting and Forecasting
  • Commercial sales analysis and reporting
  • Management of business KPIs / book-keeping
  • Any project work
  • Payroll and preparing financial accounts for the company and maintenance of its compliance.
  • Producing accurate balance and statement data for borrowers.
  • Producing financial data for the company’s stakeholders.
  • Preparation and presenting monthly management packs for the Director

Skills and experience needed (essential or preferred):

  • ACA, CIMA or ACCA qualified
  • Good commercial acumen
  • Excellent skills in MS Excel and being able to produce forecasting models
  • Ability to work autonomously and to tight deadlines
  • Ability to present strongly to all stakeholders

If you feel you have the prerequisite skills and experience, then we want to hear from you. Contact Melanie Phillips on melanie@cfrecruitment.co.uk or ring her on 07538 919 456.

Job Title: Business Development Manager – North & Scotland

Location: Home Based – Remote Working

Salary: £25,000.00 inc Car Allowance + uncapped commission

Are you a highly experienced Business Development Manager?
This is a fantastic opportunity for a motivated candidate to join a growing organisation and benefit from future progression as your area develops.

About the Company:

We are currently recruiting on behalf of an up-and-coming company based in Preston in the business and consumer lending space.

Job Description:

They are looking an experienced Business Development Manager / Broker to originate Real Estate finance business including Bridging, Refurbishment, Development and term loans to continue to drive the expansion of the property finance business.

You will be responsibility for raising the profile of the organisation in your area with direct clients, introducers and professional networks.

As a trusted partner to our clients, you will work with them to structure the deal and select the most appropriate lending solution.

Skills and experience needed (essential or preferred):

  • Experienced in Business Development
  • Be self-motivated with the ability to develop new to firm property finance business and propose deals generated to our extensive panel of lenders.  Full administrative support will be provided

If you feel you have the prerequisite skills and experience, then we want to hear from you. Contact Melanie Phillips on melanie@cfrecruitment.co.uk or ring her on 07538 919 456.

Job Title: Developer – Payment Applications

Location: London

Salary: Contract, Competitive day rate

About the Company:

Our client is a new to market retail bank, in the process of establishing its small bank, banking licence. They are developing a payment & wellbeing platform designed to reward customers for keeping healthy Their belief is that in order to live a healthier and wealthier lifestyle, there is a correlation between day-to-day lifestyle decisions and our financial wellbeing. A truly innovative approach to banking and health.

Job Description:

Working with the wider organisation to develop an application capable of making payments that falls within banking and payments frameworks.

Skills and experience needed (essential or preferred):

  • Expert in banking products and payments
  • Knowledge and previous experience of setting up a payment platform, including:
    • Knowledge of relevant partners
    • Potential obstacles and how to overcome these
  • Experience in Swift, Node JS, JS, Kotlin, IOS Swift, MongoDB, AWS Amazon
  • Experience of working with banking apps

If you feel you have the prerequisite skills and experience, then we want to hear from you. Contact Sophie Cooper on sophie@cfrecruitment.co.uk or ring her on 07432 582 338.

Job Title: Head of Credit Underwriting & Portfolio Management

Location: Manchester 

Salary: Excellent Salary & Benefits

About the Company:

This is a hybrid role to lead the Credit & Underwriting and Portfolio Management functions within the Specialist Finance Team, to provide oversight of the underwriting of all deals and management of a portfolio of clients.

Job Description:

The key requirements for the role are…

  • To underwrite and manage loan applications in line with Policies and Procedures and act as mentor to other Team Members of the Underwriting Team.
  • To lead the team responsible for mainstream underwriting of all deals, with due regard for Policy and regulation
  • To ensure systems and processes for credit underwriting and monitoring of MI are fit for purpose
  • To proactively manage a portfolio of clients by overseeing development drawdowns, renewals, expiries and redemption of loans and maintain systems and controls to monitor performance of the loan book

Skills and experience needed (essential or preferred):

  • Proven background in Banking with particular emphasis on Credit, Securities and Banking Law.
  • Extensive practical experience of Credit Underwriting and Loans Administration from within both a Commercial Banking environment and Specialist Finance environment
  • Previous experience of Line Management responsibilities
  • Excellent planning & organisational skills
  • Ability to work to tight deadlines when required and experience of working in a dynamic team
  • Computer literate (good knowledge of MS Office suite – Excel, Word, PowerPoint)

For more information then please contact Melanie Phillips on 07538 919456 or by email on melanie@cfrecruitment.co.uk

Job Title: Senior Lead Developer

Location: London based – but with some remote working

Salary: Up to £100k Full Time – Negotiable for contract

About the Company:

Our client is a new to market retail bank, in the process of establishing its small bank, banking licence. They are developing a payment & wellbeing platform designed to reward customers for keeping healthy Their belief is that in order to live a healthier and wealthier lifestyle, there is a correlation between day-to-day lifestyle decisions and our financial wellbeing. A truly innovative approach to banking and health.

Job Description:

  • Defining and implementing the IT strategy
  • Creating and maintaining IT policies
  • Setting up and managing IT procedures and controls
  • Developing and testing the Business Community Plan
  • Working with Compliance and Legal teams to implement compliance processes
  • Development and maintenance of the Platform

Skills and experience needed (essential or preferred):

  • Degree educated
  • Experience in Swift, Node JS, JS, Kotlin, IOS Swift, MongoDB, AWS Amazon
  • Experience of working with banking apps, including FX and APIs
  • Start-up experience
  • Knowledge of retail banking products

If you feel you have the prerequisite skills and experience, then we want to hear from you. Contact Sophie Cooper on sophie@cfrecruitment.co.uk or ring her on 07432 582 338.

Job Title:Lead Customer Experience

Location: Central London

Salary: Up to £35,000 plus some benefits

About the Company:

Our client is a digital invoice factoring company bringing fairness to SME funding.  Started by experts from the invoice finance sector and digital specialists, the platform allows SMEs to get their invoices funded within minutes, levering data from Credit Reference Agencies, from Open Banking and from other sources.

Funding comes from investors, who can chose at what level of risk to invest.

SMEs come to the platform from our partnerships with UK corporates who introduce us to their suppliers:  for the SMEs to have a good experience is key therefore both for themselves but also for our corporate partners.

The platform therefore benefits all stakeholders: SME get their invoices paid swiftly and without having to pay high fees frequently associated with Alternative Finance, corporate partners protect their suppliers and investors have a new asset class in which to invest.

The business is launching in Summer 2021, and expects to grow swiftly on the back of already agreed partnerships.

If you want to join an exciting team changing the face of SME funding, with room to grow, and aren’t scared of creating your own structure, then we want to talk to you.

Job Description:

  • A key role in ensuring the success of the business.
  • Helping SMEs complete the online process, thereby both ensuring they, and the corporate partners, are happy with the performance of the platform.
  • Initially a player manager role.
  • After 3 months the opportunity to build a team, to around half a dozen in 2022, and more beyond.
  • The role will initially report into the CTO, but over time is expected to report into the CEO.
  • Team management, initially virtually but eventually F2F.

Skills and experience needed (essential or preferred):

  • The role requires both understanding of financial products and a high level of empathy.
  • You will likely have worked in customer service for 5+ years, and preferably already had some level of team management.
  • It is likely you will have worked in financial services, and given the company is FCA regulated you will be well versed in TCF and other key outcomes required by the regulator.
  • Versatile and resourceful as this company is a start-up you should be ready to roll your sleeves up, and may well need to lend a hand in areas not directly linked to your role: all hands on deck means all hands!

If you feel you have the prerequisite skills and experience, then we want to hear from you. Contact Tracy Fletcher on tracy@cfrecruitment.co.uk or ring her on 07852 150953

Job Title: Business Development Manager (Multiple Roles)

Location: Flexible

Salary: £50 – 70k depending on experience plus benefits

Description: We are looking for at least 2 business development professionals with experience of working within financial services to join a fast-paced new to market fintech. Ideally we are looking for individuals with a network and strong connections within healthcare or the education sector, either within a payments, card services or cash management arena.

For more information or to send applications then contact Tracy Fletcher on tracy@cfrecruitment.co.uk or ring her on 07852 150 953.