Job Title: Head of Underwriting

Location: Manchester

Salary: Competitive Salary

About the Company:

Our client is a new to market Challenger Bank. The UK’s first regional bank, their model is decentralised, meaning every customer contact will be with people within their own region. Lending is structured, decisioned and delivered by regional expert teams and no contact centres. The decision-making process is therefore swift with finance tailored to their clients at pace.

Job Description:

An exciting opportunity has arisen for a motivated and driven individual to join our client who are now entering an exciting and critical period transitioning from a non-revenue start up into a fully trading SME Bank. They are looking to hire an experienced Head of Underwriting to support them through this important growth period and help provide further structure to the operation.

You will be responsible for leading a team of 3 Underwriters with a wide range of responsibilities, where you’ll be able to implement your Leadership, Management and Technical Underwriting skills.

You will need to be comfortable working in a fast-paced environment and be happy to get stuck into the broader Operations function. You will be able to demonstrate first class commercial awareness, proven team management skills along with the ability to engage with senior stakeholders at all levels. This is a fantastic opportunity to join this exciting journey!

If you feel you have the prerequisite skills and experience, then we want to hear from you. Contact Melanie Philips on melanie@cfrecruitment.co.uk or please submit your CV via the link.

Job Title: Head of Credit Operations

Location: North West

Salary: £80-90k

About the Company:

A consumer retailer credit provider, offering interest free finance in a simpler, easier way for both retailers and consumers. They are on a mission to transform the point of sale finance industry through providing innovation and technology. Their aim is to become the most utilised point of sale credit payment technology. Based near Stoke, our client is at the forefront of POS technology and the team are all highly invested in delivering affordable and accessible credit to the consumer. This is a great opportunity to join a new to market proposition with a cutting-edge product

Job Description:

The role holder will be responsible for the full credit lifecycle of both consumer and retailers, from origination, underwriting, account management and arrears management.  Additional responsibilities will include the build of a suite of credit offerings, management of 3rd party collections teams and ownership of any debt sale relationships.

Skills and experience needed (essential or preferred):

  • Proven background in managing the credit lifecycle
  • Expert knowledge of the Consumer Credit Act and the FCA
  • Capable of presenting and influencing at Board level.
  • Experience of managing budgets

If you feel you have the prerequisite skills and experience, then we want to hear from you. Contact Alison Campbell on alison@cfrecruitment.co.uk or ring her 07903 018136.